Robert Bolton – Allstate Car Insurance Agent in Warwick, RI
Looking for a local Allstate office in Warwick, Rhode Island is usually less about finding a big corporate branch and more about finding an independent Allstate agency. Allstate’s local presence in Warwick is built around neighborhood agents who sell auto, home, renters, life, boat, and business coverage, then stay involved after the policy is issued. That local model matters in a city like Warwick, where commuting patterns around T.F. Green, coastal weather, and mixed housing stock all shape what people actually need to insure.
This guide walks through the main Allstate agency addresses listed for Warwick, what those offices typically handle, Rhode Island’s insurance rules, and how to choose an agent without relying only on a map pin. Addresses, hours, and staffing change, so treat the details below as a starting point and confirm them on Allstate’s official agent directory or by calling the office before you drive over.
Why Warwick Residents Still Use Local Allstate Offices
Warwick sits between Providence, Cranston, East Greenwich, and the airport corridor. Drivers move along Post Road, Warwick Avenue, Greenwich Avenue, and West Shore Road every day. Homes range from older neighborhoods to condos and water-adjacent properties. That mix creates insurance questions that are easier to sort out in person: multi-car households, teen drivers, boats, rental properties, and claims after wind or water damage.
A local Allstate agency is not a claims call center. Agents quote coverage, review discounts, help with bundling, and often remain the first contact when something changes. Many Warwick agencies advertise 24/7 phone access even when the lobby is closed. That combination—walk-in or appointment during the week, plus after-hours contact—is one reason people still search “Allstate near me” instead of buying everything online.
Allstate’s public Warwick directory currently highlights several named agents rather than one central company store. The most consistently listed offices are:
- Ronald Newman Jr at 873 Warwick Ave, Warwick, RI 02888, (401) 781-5335
- Keith Cloutier at 740 Greenwich Ave, Warwick, RI 02886, (401) 732-6422
- Kevin Cloutier at 2000 Warwick Ave, Warwick, RI 02889, (401) 736-8800
- Robert Bolton at 1845 Post Rd, Suite B, Warwick, RI 02886, (401) 732-1919
Other business listings also mention 3590 West Shore Road and 1400 Post Road. Those may be additional agencies, older listings, or offices that share branding. If a listing is not on agents.allstate.com, call first.
Allstate Agencies Currently Listed in Warwick
873 Warwick Avenue — Ronald Newman Jr
This Warwick Avenue office is one of the easiest to find if you already travel that corridor. Public listings place it south of common retail landmarks and north of Pilgrim High School. The agency is tied to Ronald Newman Jr, a Warwick native according to Allstate’s profile copy, and the office lists English-language service plus 24/7 phone contact at (401) 781-5335.
Typical weekday hours published by third-party directories run from about 8:30 a.m. to 5:30 p.m. Monday through Thursday, with a slightly shorter Friday and Saturday by appointment. Sunday is generally closed. After-hours appointments are sometimes available, which is useful if you work a shift that does not match standard office hours.
This location is a practical first stop if you live on the Warwick Avenue side of the city and want an in-person review of auto and home coverage.
740 Greenwich Avenue — Keith Cloutier
Keith Cloutier’s agency at 740 Greenwich Avenue is another frequently listed Warwick office. Allstate’s profile notes more than twenty years of local work and Spanish-language service in addition to English. The phone number commonly published is (401) 732-6422, with 24/7 availability advertised.
Hours from mapping sites often show Monday through Friday around 9:00 a.m. to 6:00 p.m., with Saturday morning hours at some listings. That Saturday window can help if you cannot leave work during the week.
Greenwich Avenue is convenient for residents closer to the western and central parts of Warwick. If you are comparing two nearby agents, this office is often paired in search results with the Warwick Avenue and Post Road locations.
2000 Warwick Avenue — Kevin Cloutier
Kevin Cloutier is listed at 2000 Warwick Avenue, Warwick, RI 02889, with (401) 736-8800. Some directories also show 2028 Warwick Avenue with the same number, which may reflect a nearby storefront, a suite change, or a listing lag. Confirm the exact door before visiting.
Allstate’s Warwick page describes the Cloutier operation as a long-running family business in the city. Published hours are often Monday through Friday, roughly 8:30 a.m. to 6:00 p.m., with weekend closings unless an appointment is set.
This office is worth checking if you already use Warwick Avenue regularly or if you want to compare quotes between two Warwick Avenue agencies.
1845 Post Road, Suite B — Robert Bolton
Robert Bolton’s office is listed at 1845 Post Road, Suite B, Warwick, RI 02886, phone (401) 732-1919. The agency’s own landmark notes place it near the airport / Post Road corridor, opposite the area of the Sheraton and Airport Commons. That makes it one of the more convenient stops for people who work near T.F. Green or commute I-95 to Exit 13.
Published hours commonly include weekday mornings starting at 8:30 a.m., with Thursday evening hours later than the rest of the week. Saturday is often closed or appointment-only. English and Spanish are listed. Reviews on Allstate’s agent page have historically been in the mid-4 range across a large number of ratings, though individual experiences vary.
If you are flying in, renting a car, or insuring a household near Post Road, this is usually the first Warwick Allstate office people encounter.
Other Warwick Listings to Verify
Search engines still surface 3590 West Shore Road, (401) 732-1001, and 1400 Post Road, (401) 780-3095. Those addresses appear on hours-aggregator sites more often than on Allstate’s current Warwick agent index. They may still be active, or they may be outdated. The safest process is:
- Search the official Allstate agent locator for Warwick, RI.
- Match the agent name, street address, and phone number.
- Call before you visit.
That extra step prevents a trip to a closed suite or an office that moved.
What These Warwick Offices Typically Sell
Local Allstate agencies in Warwick generally quote more than car insurance. Common product categories include:
Auto insurance. Liability, collision, comprehensive, uninsured/underinsured motorist coverage, roadside help, and add-ons such as rental reimbursement. Rhode Island’s legal minimum is 25/50/25 liability, but many Warwick drivers carry higher limits because repair and medical costs can exceed the floor.
Home, condo, and renters insurance. Dwelling coverage, personal property, liability, and additional living expense. Coastal and older-home details matter in Warwick, so an agent who knows local construction and weather patterns can be more useful than a generic online form.
Life insurance. Term and permanent options are commonly offered through the same agency relationship.
Recreational and specialty policies. Boat, motorcycle, ATV, and RV coverage show up often in Rhode Island agencies because of the shoreline and seasonal use.
Business and landlord coverage. Small commercial policies and rental-property insurance are listed by several Warwick agencies.
Identity and extra protection products. Allstate also markets identity restoration and other add-on coverages through many agencies.
You do not have to buy every line from one office, but bundling auto and home with the same carrier is one of the most common ways Warwick households try to lower the combined premium.
Rhode Island Rules That Affect a Warwick Quote
Rhode Island requires liability insurance on registered vehicles. The standard minimum is:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $25,000 property damage per accident
That is the 25/50/25 package. The state also allows a combined single limit of at least $75,000. Uninsured/underinsured motorist coverage is tightly tied to Rhode Island policy rules; in many cases it is included or must be offered, and rejecting it may require a written acknowledgment.
Minimum coverage is legal. It is not always enough after a serious crash on I-95, Post Road, or Route 2. Warwick agents usually walk customers through the gap between the state floor and the amount that would actually rebuild a car or cover medical bills.
Home insurance is not a state driving requirement, but mortgage lenders almost always require it. Renters insurance is optional in the legal sense and still useful for liability and personal property. A local agent can explain how wind, water, and deductible choices change the price in Kent County.
How to Choose Among Warwick Allstate Offices
Proximity is the first filter, not the only one. A five-minute drive is convenient, but service style matters more after a claim or a policy change.
Use this checklist:
Confirm the official listing. Start at agents.allstate.com and search Warwick. That reduces the chance of using a stale hours site.
Ask who handles service after the sale. Some agencies are strong at quoting and weaker at follow-up. Ask who answers the phone when you need an ID card, a vehicle swap, or a claim status update.
Compare more than the monthly price. A cheaper quote with a high deductible or thin liability limit is not always the better policy.
Check language and hours. Keith Cloutier and Robert Bolton listings mention Spanish. Thursday evening or Saturday appointment hours can decide which office is usable.
Look at review patterns, not one comment. Allstate agent pages for Warwick offices show ratings generally in the 4.2 to 4.6 range across large review counts. Read recent comments about response time and claims help.
Bring the right documents. For a useful first meeting, bring current declarations pages, driver license numbers, vehicle VINs, and notes on tickets, accidents, or home updates.
Getting There: Warwick’s Main Insurance Corridors
Warwick’s Allstate offices cluster on everyday commercial streets rather than in a single downtown plaza.
Post Road is the airport and hotel corridor. The Bolton office at 1845 Post Road is positioned for that traffic. Warwick Avenue carries a long stretch of local retail and housing, which is why both Newman and Cloutier offices appear there. Greenwich Avenue covers another residential-commercial mix on the city’s west-central side. West Shore Road listings, if still active, serve people closer to the bay.
Parking is usually street or small-lot parking at these agencies, not a mall garage. If you are coming from Cranston, East Greenwich, West Warwick, or Coventry, the drive is short, but traffic around the airport and shopping areas can slow a lunch-hour visit. Appointments beat walk-ins when you need a full policy review.
What to Expect When You Ask for a Quote
A Warwick Allstate agent will typically collect:
- Names, dates of birth, and license information for all household drivers
- Vehicle year, make, model, and VIN
- Current insurance if you are switching
- Address and occupancy details for a home or rental policy
- Claims and driving history
- Desired deductibles and coverage limits
From there, the agent can price Allstate options, explain discounts (multi-policy, safe driver, vehicle safety features, home protective devices), and show how changing a deductible moves the premium. If you also need boat or landlord coverage, ask in the same visit so the household picture is complete.
Claims are handled through Allstate’s claims process, not solely by the local desk. The agency’s value is helping you report the loss correctly, understand next steps, and keep the policy aligned after the claim closes.
Nearby Cities If Warwick Hours Do Not Work
If the Warwick office you want is closed or booked, Allstate also lists agents in Cranston, West Warwick, East Greenwich, and Coventry. Cranston offices around Sockanosset Cross Road and Reservoir Avenue appear often in “near Warwick” results. West Warwick listings on Quaker Lane and Main Street are a short drive west. Use the same official locator rather than assuming every neighboring pin is current.
That nearby network is useful for people who live on the Warwick line or work across city borders.
Practical Tips Before You Visit
Call ahead. Hours on aggregator sites disagree with each other, and holiday schedules change.
Ask whether you need an appointment. Some Warwick agencies accept walk-ins for simple ID cards and prefer appointments for new-business quotes.
Verify the suite number. Post Road and Warwick Avenue listings sometimes include Suite B or a nearby number that is easy to miss.
Do not treat a map result as proof of coverage. Only a licensed Rhode Island agent and a written policy confirm what you bought.
Re-shop after life changes. A new driver, a paid-off car, a roof replacement, or a move across Warwick can change the right structure even if you stay with Allstate.
Frequently Asked Questions
How many Allstate offices are in Warwick?
Allstate’s public Warwick agent page currently features four named agencies. Other web listings add a few more addresses. Count official directory results first.
Do I have to visit in person?
No. Quotes, policy changes, and many service requests can be handled by phone or online. An office visit helps when the household is complicated or you want to review documents side by side.
Are Allstate agencies in Warwick company-owned stores?
They operate as local Allstate agencies under the Allstate brand. You are working with a local agent who represents Allstate products.
What documents should I bring?
Current policy pages, vehicle information, driver details, and mortgage or lease information for property coverage.
Is the cheapest quote the goal?
Price matters, but limits, deductibles, discounts, and service access matter too. A local agent should explain those tradeoffs, not only the monthly number.
Bottom Line
Warwick does not have a single Allstate “headquarters branch.” It has a cluster of local agencies on Warwick Avenue, Greenwich Avenue, and Post Road, with additional addresses that should be verified before you visit. The offices most consistently listed are Ronald Newman Jr at 873 Warwick Ave, Keith Cloutier at 740 Greenwich Ave, Kevin Cloutier at 2000 Warwick Ave, and Robert Bolton at 1845 Post Rd, Suite B.
If you need auto, home, renters, life, or boat coverage in Warwick, start with Allstate’s official agent finder, match the phone number to the address, and book a time that fits the office hours. A short local meeting is often the fastest way to see whether Allstate’s options fit a Warwick household better than an online-only quote.
Always confirm hours and licensing, and remember that Rhode Island’s 25/50/25 auto minimum is the legal floor, not a recommendation for every driver.
